How Self-Employed Buyers Can Qualify for a Mortgage

Posted on April 15, 2025April 15, 2025 by Andy MacDonald

If you’re self-employed and planning to buy a home in 2025, you may already know this journey can come with more hoops to jump through compared to salaried employees. But here’s the good news: qualifying for a mortgage is absolutely possible! You just need to be prepared, understand how lenders think, and work with the right mortgage professional. Why It’s Tougher for Self-Employed Borrowers Mortgage lenders love predictability. With salaried employees, it’s easy: lenders look at pay stub...

RRSP Season Begins Today!

Posted on March 3, 2015December 2, 2020 by admin

RRSP season begins today...not next January or February! Did you wait until the last minute to contribute to your RRSP? January and February are traditionally the busiest months for RRSP contributions. Everyone scrambles to make a contribution before the March deadline in the hopes of reducing their income taxes. Reducing taxes is always a good thing but there is a smart way and a not so smart way to do this. A lifetime ago I worked in a local branch of one of the countries largest fin...

Testimonial: Renie McKee

Posted on January 26, 2013May 12, 2016 by admin

We bought a house in Canada while we were living in another country. With Andy MacDonald’s help, it turned out to be a very easy process as he basically did all the work for us-finding a mortgage for non-residents, arranging the paperwork and all the other things that go into obtaining a mortgage. They did an excellent job for us-the words that come to mind regarding them are `integrity` and `competence` and we would certainly recommend them to anyone who needs that extra help with buying a home...