I have worked with Andy on personal projects in the past. I recently referred him to help a person who is close to me obtain secondary financing. Andy helped make the process easy to understand, and a little less stressful, with his knowledge and awareness of facts. An invaluable characteristic to posses! Dave Doyle Mississauga, OntarioMore
Testimonial: Zorica Zilkey
Efficient, great at ensuring that everything is covered, & plans for long term goals! Zorica Zilkey Burlington, OntarioMore
Testimonial: Debbie McNamee
I have been working with Andy for ten years now. Over that time, he has arranged a mortgage for me, helped me navigate the world of TFSAs and RESPs - both contributing and then withdrawing as my kids went to college - and managed my RRSP portfolio. I find him to be knowledgeable, helpful, and proactive in making sure that I am getting the maximum benefit from my investments, and I would highly recommend him. Debbie McNamee Burlington, OntarioMore
Testimonial: Paul Haskett
Renewing my mortgage was easy! I just called Andy MacDonald. He has helped me in the past and once again he made the process very easy. If you need a mortgage, or need help with your finances, give him a shout! Paul Haskett Burlington, OntarioMore
Banks Ignore The Bank of Canada
If a Central Bank lowers rates do the countries banks listen? Yesterday the Bank of Canada lowered their target rate by 0.25% signaling their concern for the Canadian economy going forward. Historically the major banks in Canada would drop their Prime Rate by the same amount as the Bank of Canada. This change would usually be announced on the same day as the Bank of Canada announcement and be effective the following business day. Yesterday, TD Canada Trust announced that they would not...More
Divorce…the seven letter word that feels like a four letter word!
So you’ve come to the point in your life where you are one of the statistics; you’re getting divorced. Divorce is never easy but with the right attitude, and some planning, you can minimize the stress and pain it inflicts on you and your family. Debbie Shawn of Divorce Matters suggests that the most important piece of advice she can offer is to remember that while you may be ending your marriage it is virtually impossible to end the relationship with your spouse. There will always be mome...More
The Times They Have Changed
A decade ago money seemed to be falling from trees. If you had a pulse and could fog a mirror you could qualify for a mortgage in North America. The US housing market was booming and Canada was following in its footsteps. American lenders were in Canada growing their subprime mortgage business and the big banks were extending amortization periods and actively growing their portfolios with folks who could not prove their income. A decade later, the US housing market has imploded on itself ...More
Welcome to my new web site!
I’m happy to launch my new web site. Welcome! I need to thank Mandi Gould for all her hard work on developing this site. I think she did a great job and I could not have done it without her! If anyone out there is looking for a virtual assistant or event planner I would not hesitate to recommend Mandi. She delivered on everything she promised faster than I could keep up! Check out her web site at: http://mandigould.com Over the coming days, weeks, and months, I will be writing articles on ...More