Testimonial: Leanne Carmichael

Posted on January 10, 2023 by admin

My husband and I were referred to Andy by our realtor for financial assistance during the sale of our family home of 22 years. At the time, we had also purchased a lakefront property up north, and an earlier purchase – a condo – was moving very quickly towards final closing. When we approached our bank for financing they were unable to assist us in both regards, given the recent changes in mortgage rules, and our family home was still for sale. Andy was able to secure for us a mortgage, as well...

Testimonial: Larry King

Posted on September 26, 2022September 26, 2022 by admin

I was at a crossroad in my life where I had two choices, I either keep my property and secure a 2nd mortgage or sell and rent until I decide what my next move is. Andy provided me with multiple choices in regards to second mortgages, all at great rates. In the end, we discussed these choices and he helped me come up with the best solution. His insight was invaluable and his solution ultimately saved me thousands of dollars. I would highly recommend Andy, he is well versed in all areas of the...

Testimonial: Tracey Skanes

Posted on September 26, 2022September 26, 2022 by admin

Recently I purchased a property in the "sellers" market only to sell in the "buyers" market (bad timing). I called Andy and he gave me unparalleled advice. He was the only person that didn't sugar coat my situation - he was matter of fact. He was there for me with my panic emails and messages at all hours. He understood that my livelihood was on the line. I finally closed my deal exactly how Andy had recommended, at no benefit to him. I will never buy or sell a property again without fi...

Divorce…the seven letter word that feels like a four letter word!

Posted on December 1, 2014March 24, 2015 by admin

So you’ve come to the point in your life where you are one of the statistics; you’re getting divorced. Divorce is never easy but with the right attitude, and some planning, you can minimize the stress and pain it inflicts on you and your family. Debbie Shawn of Divorce Matters suggests that the most important piece of advice she can offer is to remember that while you may be ending your marriage it is virtually impossible to end the relationship with your spouse. There will always be mome...

The Times They Have Changed

Posted on October 16, 2014October 16, 2014 by admin

A decade ago money seemed to be falling from trees. If you had a pulse and could fog a mirror you could qualify for a mortgage in North America. The US housing market was booming and Canada was following in its footsteps. American lenders were in Canada growing their subprime mortgage business and the big banks were extending amortization periods and actively growing their portfolios with folks who could not prove their income. A decade later, the US housing market has imploded on itself ...

Testimonial: Heather Otton

Posted on September 26, 2014May 12, 2016 by admin

I was shocked to discover that after 2 years of complicated divorce litigation, and finally settling everything, that my bank would not allow me take over my existing mortgage. This is after having a mortgage with this same bank for 15 years and having paid it on my own for many years (with their knowledge), having exceptional credit, and always being employed.I contacted Andy MacDonald for advice and to see what my options were. Andy's knowledge and professional approach are impeccable. While m...

Testimonial: Debbie McCue

Posted on August 26, 2014May 12, 2016 by admin

I found Andy to be extremely patient and responsive to my multitude of questions about the fee schedules and returns of Mutual Funds, RRSP’s, RESP’s, and Tax Free Savings Accounts. My experience over the years has been that big banks and many financial advisers evade fee questions and are either unwilling or unable to answer my questions in layman’s terms. Andy helped me to understand my options and decide what would be best for me for my investments, and I would highly recommend him to anyone l...

Testimonial: Jackie Morra

Posted on June 26, 2014May 12, 2016 by admin

Just wanted to say thank you to Andy for giving great advice and options that you won’t usually get from the banks or much place else for that matter. He takes the time to understand your needs and gives advice you can understand and use to make the best decision for your situation. Thanks a lot!Jackie MorraPickering, Ontario

Testimonial: Lisa Blunt

Posted on June 26, 2014May 12, 2016 by admin

Andy helped my husband and I with our first mortgage. With low taxable income, and Chip’s new credit in Canada, we were not the easiest situation to market to a bank! We completely trusted Andy, and he found us a mortgage that worked perfectly for us. We are already working with Andy again on a mortgage for our upcoming home purchase. He’s the best!Lisa BluntOakville, Ontario

Testimonial: Jerome Reid

Posted on May 26, 2014May 12, 2016 by admin

Among my friends and co-workers I have become know as the “go to guy” for real estate related information (i.e. agents, appraisers, lawyers, mortgage brokers, property managers, etc.). The geek in me enjoys researching and following-up on real estate info and professionals. Only select friends and acquaintances get my researched referral information. I do it not for money but because I remember how frustrating it was meeting a lot of “sharks” out there when I was preparing to build my “power tea...