In the last year I’ve started doing a lot of work as an Expert Witness for litigation involving mortgages, mortgage brokers, or mortgage agents in Ontario.  A common theme I’ve heard a lot of defendants argue is that they weren’t acting as a mortgage broker or agent for the transaction in question. Someone else was arranging the mortgage. Maybe it was a bank, another financial institution, or another mortgage broker. The defendants will argue they were just on the periphery helping th...