Are you looking for an Expert Witness for litigation dealing with mortgage brokers and agents in Ontario?
As an active Mortgage Broker, Andy MacDonald has practical day-to-day experience dealing with mortgage transactions and client interactions. He knows how agents and brokers should conduct themselves and this practical insight can be invaluable for providing context during litigation.
Andy understands the potential pitfalls and issues that can arise during the mortgage process, including misrepresentation, disclosure obligations, and client suitability. This knowledge could help clarify whether industry norms were met or breached in your case.
Andy has dealt in mortgages within the Province of Ontario since 1989 and he has focused on the private mortgage sector for the last decade. Andy is well versed on the Mortgage Brokerages, Lenders and Administrators Act, 2006, and related regulations that govern mortgage brokers and agents in Ontario.
Overall, Andy MacDonald’s combination of technical knowledge, practical experience, communication skills, and understanding of both legal and ethical standards in Ontario’s mortgage industry make him a strong candidate as an expert witness in related litigation!
Here is a snapshot of Andy’s relevant experience:
Work:
- 35 years of work experience dealing in mortgages within the Province of Ontario
- 29 years as a mortgage broker, 13 of those as a Principal Broker
- 6 years with Canada Trust in various positions culminating as Manager, Residential Mortgages
Industry Volunteer:
- Director for two years with the Canadian Mortgage Brokers Association Ontario (formerly IMBA)
Education:
- BA in Economics from the University of Western Ontario
- Financial Services Underwriting Diploma from Seneca College
- Exempt Market Proficiency Course from IFSE Institute
- Canadian Investment Funds Course from IFSE Institute
Registrations:
- Registered as a Mortgage Broker with FSRA
- Registered as an Investment Advisor with CIRO
Recent Industry Events:
- Attendee FSRA 2024 Principal Broker Conference
- Attendee Canadian Mortgage Brokers Association Ontario Symposium, November 2024