My husband and I were referred to Andy by our realtor for financial assistance during the sale of our family home of 22 years. At the time, we had also purchased a lakefront property up north, and an earlier purchase – a condo – was moving very quickly towards final closing. When we approached our bank for financing they were unable to assist us in both regards, given the recent changes in mortgage rules, and our family home was still for sale. Andy was able to secure for us a mortgage, as well as a line of credit for the lakefront property. He negotiated very reasonable rates for bridge financing as well, and he kept all the fees to a minimum. We cannot thank Andy enough for all the guidance, knowledge, and assistance he provided during this very stressful time. Thanks to him, we are now able to start the next chapter of our lives.
I have worked with Andy on personal projects in the past. I recently referred him to help a person who is close to me obtain secondary financing. Andy helped make the process easy to understand, and a little less stressful, with his knowledge and awareness of facts. An invaluable characteristic to posses!
We have been dealing with Andy for several years now and he is great to work with. Andy is a true professional who always has our best interests in mind. He handles our transactions promptly and efficiently and is always thorough.
Thank you Andy, we appreciate what you do for us and look forward to working with you again soon!
DML (Private Mortgage Investor)
Efficient, great at ensuring that everything is covered, & plans for long term goals!
I was at a crossroad in my life where I had two choices, I either keep my property and secure a 2nd mortgage or sell and rent until I decide what my next move is. Andy provided me with multiple choices in regards to second mortgages, all at great rates. In the end, we discussed these choices and he helped me come up with the best solution. His insight was invaluable and his solution ultimately saved me thousands of dollars.
I would highly recommend Andy, he is well versed in all areas of the financial services landscape, keeping up with the latest trends, in the end his experience will help you find the best solution as well, as each individual has their own unique financial challenges.
Thanks again for the guidance Andy! We’ll be in touch when that next crossroad comes.
Recently I purchased a property in the “sellers” market only to sell in the “buyers” market (bad timing). I called Andy and he gave me unparalleled advice. He was the only person that didn’t sugar coat my situation – he was matter of fact.
He was there for me with my panic emails and messages at all hours. He understood that my livelihood was on the line.
I finally closed my deal exactly how Andy had recommended, at no benefit to him. I will never buy or sell a property again without first consulting with Andy!
I have been working with Andy for ten years now. Over that time, he has arranged a mortgage for me, helped me navigate the world of TFSAs and RESPs – both contributing and then withdrawing as my kids went to college – and managed my RRSP portfolio. I find him to be knowledgeable, helpful, and proactive in making sure that I am getting the maximum benefit from my investments, and I would highly recommend him.
I own a small business and needed to get a first mortgage on my home to take advantage of the equity. The banks were giving me the run around for months. Finally I came to my senses and let Andy take over. He Came through as promised and I ended up with a better rate and a superior product. Thanks for all your help Andy!
Renewing my mortgage was easy! I just called Andy MacDonald. He has helped me in the past and once again he made the process very easy. If you need a mortgage, or need help with your finances, give him a shout!
Being self employed, and considering the type of property I was purchasing, Andy understood the challenges I was facing and was able to overcome them for me. Bottom line, he got the deal done.