I was at a crossroad in my life where I had two choices, I either keep my property and secure a 2nd mortgage or sell and rent until I decide what my next move is. Andy provided me with multiple choices in regards to second mortgages, all at great rates. In the end, we discussed these choices and he helped me come up with the best solution. His insight was invaluable and his solution ultimately saved me thousands of dollars.
I would highly recommend Andy, he is well versed in all areas of the financial services landscape, keeping up with the latest trends, in the end his experience will help you find the best solution as well, as each individual has their own unique financial challenges.
Thanks again for the guidance Andy! We’ll be in touch when that next crossroad comes.
Recently I purchased a property in the “sellers” market only to sell in the “buyers” market (bad timing). I called Andy and he gave me unparalleled advice. He was the only person that didn’t sugar coat my situation – he was matter of fact.
He was there for me with my panic emails and messages at all hours. He understood that my livelihood was on the line.
I finally closed my deal exactly how Andy had recommended, at no benefit to him. I will never buy or sell a property again without first consulting with Andy!
I have been working with Andy for ten years now. Over that time, he has arranged a mortgage for me, helped me navigate the world of TFSAs and RESPs – both contributing and then withdrawing as my kids went to college – and managed my RRSP portfolio. I find him to be knowledgeable, helpful, and proactive in making sure that I am getting the maximum benefit from my investments, and I would highly recommend him.
I own a small business and needed to get a first mortgage on my home to take advantage of the equity. The banks were giving me the run around for months. Finally I came to my senses and let Andy take over. He Came through as promised and I ended up with a better rate and a superior product. Thanks for all your help Andy!
Renewing my mortgage was easy! I just called Andy MacDonald. He has helped me in the past and once again he made the process very easy. If you need a mortgage, or need help with your finances, give him a shout!
Being self employed, and considering the type of property I was purchasing, Andy understood the challenges I was facing and was able to overcome them for me. Bottom line, he got the deal done.
I was shocked to discover that after 2 years of complicated divorce litigation, and finally settling everything, that my bank would not allow me take over my existing mortgage. This is after having a mortgage with this same bank for 15 years and having paid it on my own for many years (with their knowledge), having exceptional credit, and always being employed.
I contacted Andy MacDonald for advice and to see what my options were. Andy‘s knowledge and professional approach are impeccable. While my circumstances are not traditional, Andy went above and beyond to secure my mortgage with the best possible rates and navigated all the details involved. Andy was encouraging and supportive through the entire process.
Andy was an integral part of helping me achieve my dreams of being a single, female, self employed business owner, parent of two, and home owner with abundant possibilities for my future.
Ailsa Craig, Ontario
I found Andy to be extremely patient and responsive to my multitude of questions about the fee schedules and returns of Mutual Funds, RRSP’s, RESP’s, and Tax Free Savings Accounts. My experience over the years has been that big banks and many financial advisers evade fee questions and are either unwilling or unable to answer my questions in layman’s terms. Andy helped me to understand my options and decide what would be best for me for my investments, and I would highly recommend him to anyone looking for financial advice.
Just wanted to say thank you to Andy for giving great advice and options that you won’t usually get from the banks or much place else for that matter. He takes the time to understand your needs and gives advice you can understand and use to make the best decision for your situation. Thanks a lot!
Andy helped my husband and I with our first mortgage. With low taxable income, and Chip’s new credit in Canada, we were not the easiest situation to market to a bank! We completely trusted Andy, and he found us a mortgage that worked perfectly for us. We are already working with Andy again on a mortgage for our upcoming home purchase. He’s the best!