Stories

Posted on September 15, 2026September 15, 2026 by Andy MacDonald

This summer we had a family reunion in Cape Breton for the Shannon side of my family. Close to 180 people showed up from all over North America. Lots of familiar faces and lots of complete strangers that I needed a flow chart to follow to figure out how we were related.The best part of the reunion were the stories. Just sitting back and listening was the most entertaining part of the weekend. The Irish are known for their ability to spin a yarn, and my family did not disappoint!One of my favour...

Mortgage Broker Mistakes That Lead To Litigation

Posted on June 25, 2026June 25, 2026 by Andy MacDonald

Inadequate or Non-existent Suitability Assessments The key question every litigator will ask as is, “was this mortgage appropriate for this borrower at the time it was arranged”? A good Mortgage Broker would have clearly answered this question in the affirmative and documented it in the mortgage file. In my experience, most Mortgage Brokers and Mortgage Agents fail to document their assessments and some fail to even consider if the mortgage they arranged was suitable for the bo...