This morning I had the pleasure of waking up just steps from the ocean at my spot in Cape Breton. Picture a travel trailer parked on a rocky beach surrounded by forty acres of forest and about 1200 feet of sheltered and secluded oceanfront.  I started the day on my paddle board followed by a cool dip in the ocean and a coffee on the beach. My mind tends to wander at times like this, and a recurring thought I’ve had is how the mortgage industry in Canada has screwed over so many people over t...